Progressive Financial Planning Process And Investment Solutions
Our professional services to Personal Advice Financial Advisers apply unparalleled experience and knowledge across multiple financial services disciplines, markets, and products to provide the best advisory and investment offerings to influence their clients’ financial success.
Strategic Financial Advice Solutions to Personal Advice Financial Adviser's Retail Clients
Our bespoke strategic investment services can be designed to preserve and/or grow the wealth of both wholesale and retail investors based on their unique circumstances.
Family Wealth Investing
Super & SMSF Investing
Private Market Investments
Managed Accounts- MDAs
Property & Debt Structuring
What to expect from a robust financial planning process
Financial Planning Process Expertise:
A robust planning process begins with discussions to uncover the critical areas of importance to the client. The next step is for your adviser to provide you with tailored strategic-comprehensive wealth solutions. These solutions can be your gateway to a higher level of organisation and centralisation of your overall financial affairs. Your advisers are to take the initiative to thoroughly review your situation and provide you with a tailored financial guide addressing all your personal or family wealth priorities. Working with you and your adviser, we will help you stay on track with the customised investment philosophy designed for you and transition you at every stage of your financial journey.
All investors have different resources and needs and deserve to know what is achievable with their available resources. Your family wealth journey is critical to your peace of mind. The role of your private wealth adviser is to focus on streamlining your available resources and integrating them into your long-term wealth plan. Its implementation and ongoing management are to run in a way that can improve investment decisions, investment risk management, tax efficiency, and future inter-generational transfer of wealth to your beneficiaries where applicable.
We are unique in our approach to investment management. We provide our investors with extensive market opportunities and make it possible for them to invest in all the major asset classes of their choice.
These include real estate investments, fixed interest securities including cash, bonds, and term deposits, alternative income assets including private debt opportunities, private equity opportunities, and domestic and international equities through diverse investment vehicles. Based on your level of comfort and the investment program designed with your adviser, you can invest directly into these assets through a managed account structure, an MIS structure, or a managed fund.
You and your adviser are well-placed to pick and choose from our spread of offerings, affording you the peace of mind and comfort in knowing and understanding what you’re doing, why you’re doing it, and the direction we’re taking you.
The role of a tax financial adviser registered with the Tax Practitioners Board (TPB) is to ensure your affairs are legally structured in the most cost and tax-effective manner.
Investors must recognise that private wealth advisers registered as ‘Tax Financial Advisers’ under the ‘TPB’ are not against paying taxes. Their obligation to their clients is to ensure investors are not utilising inappropriate or inefficient investment structures, causing them to pay more in taxation than necessary. Tax advice is integral to financial planning and wealth creation because tax savings can form a significant part of your wealth accumulation process. We are committed to using the right strategies and structures to help clients and investors cut out the inefficiencies across all aspects of their finances.
Insurance planning is an integral part of the wealth creation and investment management process. Investing is an art that requires taking on considerable risks that can be deemed reasonable by the investor for a potential upside return. Risk can be loans, interest rates, currency risk, age, inflation, employment situation, market risk, timing risk, and others.
If you’re taking on some investment risk, it’s only right to ensure you’re protected.
Risk specialists can give you personal protection by ensuring you have the proper protection covers. Your risk adviser can guide you through the four main cover types and how they may apply to your set of circumstances. The objective should be to help safeguard against events that can significantly impact the health and wellbeing of the key person(s) linked to the investment program.
A wealth succession plan means different things to different investors. Your adviser’s objective is to ensure that what you’ve worked hard to create can be taxed and cost-effectively transferred to the next generation. Investors must know this part of an advice process should be planted from the start of their investing journey as anything after may be too late.
A succession planning solution integrated into an advice journey can lead you through incorporating a successful succession plan where necessary.
A comprehensive estate plan is necessary when investing for the long term. Most strategic advisers can collaborate with their nominated estate planning specialist to develop the right estate planning solutions tailored to their investor’s requirements. An estate planning service can include:
- Helping clients structure their Wills.
- Setting up Enduring Power(s) of Attorney.
- Guardianship Arrangements.
- Trust Structures such as testamentary trust.
Restructuring superannuation investment and business succession planning can also form part of an estate planning service. This journey usually begins at the latter stage of an advice process and must be regularly reviewed after implementation when there is a change in personal circumstances.
Professional Financial Planning Process
We do our part- Our professional services can provide the best investment advisory and development support to help our adviser clients elevate themselves and their services to their clients. Our Private Wealth Adviser clients take their investors through the following simple steps:
Your initial appointment with your adviser is an opportunity to discuss your situation, experience our expertise, gather data, and clearly define each party’s expectations.
Statement of Advice (SoA) presentation day is to experience the bespoke advice solutions cut to fit your documented objectives discussed and agreed to on Day 1. This is followed by SOA implementation.
The investor agrees with the adviser to execute the recommended advice and begins the integration process. You get appointed a dedicated investment manager to work for you and your assets under management.
With deep roots in asset management, we provide investors with active investment management services combined with real-time reporting to promote transparency, accountability, and 24/7 access to the assets under management.
Our approach is focused on bridging our clients’ and co-investors resources with the right investment solution utilising a multi-strategy approach and diversified risk-adjusted opportunities. Our specialist services provide investment solutions for superannuation products, including SMSFs, real estate investing, private debt and private equity investing, and investments utilising- MDAs, SMAs, Model Portfolios, ETFs, and alternative assets.